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Tax laws can be complicated, but forming a robust tax plan is crucial to attaining your future financial goals. In this article, we’re breaking down everything you need to know about tax codes and other helpful information to know as you prepare. A tax plan can benefit you in three ways. It allows you to: Maximize savings by leveraging all available tax credits and deductions Avoid costly fees and penalties by paying your taxes on time Make informed decisions regarding your tax liability and long-term goals Keep in mind that building your plan can quickly become confusing, as the tax code and...

Tax season is right around the corner! With a bit of planning before you start filling out tax forms, you can make the process much easier on yourself this year. So, let’s review important insights, as well as the forms and documents you might need to gather to file your tax return ASAP. Filing Your Taxes: What You Need to Get Started Before you begin the filing process, you should first gather the information and documents that the IRS needs to process your tax return. Tax forms often include a lot of technical terms, but basically, you’ll need: Your Social Security Number (SSN) or Tax...

Questioning the authenticity of your new online relationship? Are the stars aligning or is there something more to the story? If you have doubts about your newfound romance, it could be a warning sign of a potential romance scam. Every year, countless Americans become targets of romance scams, where skilled social engineers use various tactics to deceive their victims. The consequences can be devastating. These scams not only cause severe financial and emotional harm but also emphasize the importance of recognizing and understanding the strategies used by these scammers. Romance scams have had...

As we ring in the new year together, we want you to know that our team continues to prioritize your financial security. It is our goal to ensure you are well-prepared to tackle evolving fraud threats. Read on to learn more about emerging fraud schemes that scammers will use in 2024. Artificial Intelligence + Social Engineering = Imposter Scams In 2023, imposter scams experienced rapid growth as a prevalent form of fraud, and we expect this trend to continue in 2024. The prevalence of artificial intelligence (AI) makes it difficult to discern truth from deception in our emails, text messages...

Despite economic fluctuations over the past year, average Americans continue to spend during the holiday season. The latest statistics suggest that online sales are projected to grow by 4.8% year-over-year, reaching $221.8 billion this year. Navigating the challenges of rising inflation and finding holiday joy can be complex. To navigate this, let’s analyze past and present holiday shopping patterns as a reference. Additionally, we’ll identify strategies to maximize your enjoyment during this festive season. A Brief Look at Past Holiday Spending Statistics The holiday spending statistics of...