Minnesota Bank & Trust
Platinum Checking

An interest-bearing checking account that will earn you a premium interest just by keeping a minimum balance.

earn interest on your checking account.

A perfect mid-tier account that pays a strong interest rate. Plus, enjoy free checks and ATM fee refunds when at least one direct deposit per month posts to your account during the monthly statement cycle.

1.46% APY
on balances up to $50,0001

$7,500
Average Daily Balance2
to avoid $12 monthly
maintenance fee

Open your account online

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AS A CLIENT OF Minnesota Bank & Trust, YOU'LL ALSO HAVE ACCESS TO THESE GREAT SERVICES:

 

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Consumer Fee Schedule

1Annual Percentage Yields (APY) are accurate as of 10/20/2019. 1.46% APY applies to balances of $0.01 to $50,000.00 and 0.01% APY applies to balances $50,000.01 and above. Rates and terms may change after account is open. Keep minimum average daily balance of $7,500 to avoid $12 monthly maintenance fee. Minimum $500 to open. Fees may reduce earnings. ATM surcharge fees of up to $20 per monthly statement cycle will be refunded if at least one direct deposit per month posted within the monthly statement cycle. Platinum Checking is a Consumer Checking account. $0.01 minimum balance to obtain APY.

2The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.