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Use your Cash Back Rewards how you like:

  • Deposit into your checking account
  • Have your rewards go towards your next credit card bill
  • Redeem for a wide variety of gift cards
  • Book your next flight

1% Cash Back Rewards

for each $1 spent.1

21.00% APR

Variable APR2

2Pricing and Terms
Secured by savings account or certificate of deposit

 

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Credit Card Cardholder Agreement

ScoreCard Rewards Terms and Conditions

1 Cash Back Rewards are the rewards earned under the program. They are tracked as points and for each $1 spent on a net purchase, one (1) Cash Back Reward point is earned, which qualifies for $0.01 for redemption. You earn Cash Back Rewards on all qualifying net purchases. The following do not earn points: balance transfers, cash advances, convenience checks, fees, interest or payments. Points can be redeemed for a credit to your credit card account or deposit account held at a domestic United States Financial Institution. Minimum point redemption amount applies. Review the program’s terms and conditions at www.scorecardrewards.com or call ScoreCard Customer Service at 1-800-854-0790. The program’s rules can change at any time without notice. Void where prohibited or restricted by law.

Credit Cards are issued and serviced by New Mexico Bank & Trust d/b/a HTLF Card Services. Normal Underwriting guidelines apply.

Visa Signature is a registered trademark of Visa International Service Association and is used by the issuer pursuant to license from Visa U.S.A., Inc.

Existing Credit Card Customers: To request your personal Credit Card Cardholder Agreement, please call us at 877.346.1418 or email us at cardservicessupport@htlf.com