Minnesota Bank & Trust
Financial Calculators

Take the guess work out of your financial plans.

Financial Calculators

Take further control of your finances with our savings calculators. Our calculators will help you answer financial questions such as how much you need to save for emergencies, the amount you can save by packing your own lunches, and even the steps needed to take to become a millionaire! Choose from any of the ten calculators below.


Benefit of Spending Less Calculator
Reducing your spending can be worth more than you might think. Use this calculator to see just how much your budget reductions may be worth, if you were to invest them.

Go To Calculator


Certificate of Deposit Calculator
Use this calculator to find out how much interest you can earn on a Certificate of Deposit (CD).

Go To Calculator


College Savings Calculator
Saving for your children's education requires a long-term plan. And, like saving for retirement, the earlier you start your plan the better. Use this calculator to help develop or fine-tune your education savings plan.

Go To Calculator


Compound Savings Calculator
Consistent investments over a number of years can be an effective strategy to accumulate wealth. Even small additions to your savings add up over time. This calculator demonstrates how to put this savings strategy to work for you.

Go To Calculator


Compound and Your Return Calculator
How interest is calculated can greatly affect your savings. The more often interest is compounded, or added to your account, the more you earn. This calculator demonstrates how compounding can affect your savings, and how interest on your interest really adds up!

Go To Calculator


Cool Million Calculator
What might it take to save one million dollars? This financial calculator helps you find out.

Go To Calculator


Emergency Savings Calculator
Having adequate emergency savings can make unforeseen unemployment, auto repairs, medical emergencies, property damage and even legal issues more manageable.

Go To Calculator


Lunch Savings Calculator
One of the best ways to increase your savings is to spend less. Even a simple change such as bringing a bagged lunch to work a few times a week can make a difference.

Go To Calculator


Savings Goal Calculator
Planning a sabbatical? Saving for a down payment on a house? What will it take to reach your financial goal? This calculator helps you find out.

Go To Calculator


Savings, Taxes, and Inflation Calculator
The value of your savings can be affected by both taxes and inflation. Use this calculator to determine how much your savings will be worth with this in mind.

Go To Calculator