Minnesota Bank & Trust Personal Savings Accounts

Savings Made Simple! Start saving today for a better tomorrow.

REGULAR SAVINGS

Our standard savings account with a low minimum balance requirement.

0.30% APY

On All Balances1

$100 minimum deposit to open

Platinum Savings

An interest-bearing savings account that will earn you a premium interest up to $50,000.

2.00% APY

On Balances Up To $50,0002

ATM Fee Refunds2

Signature Series Savings

Compliment your Signature Series Checking account with our premium savings account.

1.46% APY

On Balances $250,000+3

ATM Fee Refunds3

REGULAR MONEY MARKET SAVINGS

Enjoy the benefit of earning a higher interest rate for higher balances.

0.35% APY

On Balances $25,000+4

$2,500 minimum deposit to open

PREMIUM MONEY MARKET SAVINGS

A money market account for higher balances. Eligible to earn higher interest rates.

1.21% APY

On Balances $250,000+5

$0 monthly maintenance fee

HIGH YIELD SAVINGS

High-Yield Savings provides better interest rates for higher balances

0.45% APY

On Balances $50,000+6

$10,000 minimum deposit to open

CERTIFICATE OF DEPOSITS (CDs)

CDs allow you to lock in an interest rate for a pre-determined term - you choose what works best for you.

2.52% APY

On an 84-Month Term7

Choose from multiple terms

INDIVIDUAL RETIREMENT ACCOUNTS (IRAs)

An excellent financial tool that combines tax advantages with safe and secure growth as you plan for your retirement.

$25

Minimum Deposit To Open

Certificate of Deposits also available

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1Annual Percentage Yields (APY) are accurate as of: 08/18/2019. The rates and terms may change after the account is opened. Account fees could reduce earnings. Truth in Savings Disclosures are available upon request. $0.01 minimum balance to obtain APY.

2Platinum Savings: Annual Percentage Yields (APY) are accurate as of 08/18/2019. 2.00% APY applies to balances of $0.01 to $50,000.00 and 0.01% APY applies to balances $50,000.01 and above. Rates and terms may change after account is open. Keep minimum average daily balance of $7,500 to avoid $12 monthly maintenance fee. Fees may reduce earnings. Foreign ATM fees of up to $20 per monthly statement cycle will be refunded if at least one direct deposit per month posted within the monthly statement cycle. Must have Platinum Checking or Signature Series Checking to open Platinum Savings. Minimum $500 to open. Platinum Savings account will be converted to another savings product if Signature Series Checking or Platinum checking account is closed. Limit one Platinum Savings Account per customer. Platinum Savings is a Consumer Savings account.

3Signature Series Savings Annual Percentage Yields (APY) are accurate as of 08/18/2019. APY tiers apply to the following balances: 0.00% APY on balances of $0.00 to $49,999.99. 1.00% APY on balances of $50,000.00 up to $149,999.99. 1.11% APY on balances of $150,000.00 up to $249,999.99. 1.46% APY on balances of $250,000.00 and above. Rates and terms may change after the account is opened. Keep minimum average daily balance of $50,000 or $100,000 in total relationship balance for the cycle month to avoid $9 monthly maintenance fee. Wire-in Domestic and Stop Payment fees waived when minimum balance requirement is met. Must have Platinum Checking or Signature Series Checking to open Signature Series Savings. Minimum deposit to open account is $1,000. Fees may reduce earnings. Foreign ATM fees of up to $20 per monthly statement cycle will be refunded if at least one direct deposit per month posted within the monthly statement cycle. Signature Series Savings account will be converted to another savings product if Signature Series Checking or Platinum checking account is closed. Signature Series Savings is a Consumer Savings account.

4Annual Percentage Yields (APY) are accurate as of: 08/18/2019. The rates and terms may change after the account is opened. Account fees could reduce earnings. Truth in Savings Disclosures are available upon request. 0.28% APY to balances $0-$2,499.99, 0.28% APY applies to balances of $2,500-$4,999.99, 0.30% APY applies to balances $5,000-$9,999.99, 0.30% APY applies to balances of $10,000-$24,999.99, 0.35% APY applies to balances of $25,000-$99,999.99, 0.35% APY applies to balances of $100,000 and up. Fees may reduce earnings. Rates and terms may change after account is open. $0.01 minimum balance to obtain APY.

5Annual Percentage Yields (APY) are accurate as of: 08/18/2019. The rates and terms may change after the account is opened. Account fees could reduce earnings. Truth in Savings Disclosures are available upon request. 0.30% APY to balances $0-24,999.99, 0.50% APY applies to balances of $25,000-$49,999.99, 0.90% APY applies to balances $50,000-$99,999.99, 1.00% APY applies to balances of $100,000-$249,999.99, 1.21% APY applies to balances of $250,000-$999,999.99, 1.21% APY applies to balances of $1,000,000-4,999,999.99, 1.21% APY applies to balances of $5,000,000-$9,999,999.99, and 1.21% APY applies to balances of $10,000,000 and up. Fees may reduce earnings. Rates and terms may change after account is open. $0.01 minimum balance to obtain APY.

6Annual Percentage Yields (APY) are accurate as of 08/18/2019. The rates and terms may change after the account is opened. Account fees could reduce earnings. Truth in Savings Disclosures are available upon request. 0.20% APY to balances $0-9,999.99, 0.40% APY applies to balances of $10,000-$24,999.99, 0.40% APY applies to balances $25,000-$49,999.99, 0.45% APY applies to balances of $50,000-$99,999.99, and 0.45% APY applies to balances of $100,000 and up. Fees may reduce earnings. Rates and terms may change after account is open. $0.01 minimum balance to obtain APY.

7Annual Percentage Yield (APY) accurate as of 08/18/2019. Offer subject to change without notice. Minimum deposit to open is $1,000. Early withdrawal penalty may apply.  $0.01 minimum balance to obtain APY.