Our experienced bankers will provide seamless delivery of custom lending solutions.

Our credit services are designed to simplify your life and optimize your balance sheet. We've customized our credit services to work for you.


Private Banking Line of Credit

We can design a line of credit that gives you access to cash for unexpected expenses, higher than anticipated taxes, exercising stock options, or any other of life's surprises and opportunities.

Private Banking clients garner a specialized, private lending solution that is tailored to your needs. Your Private Banker will study all types of lending options and strategize with you on the optimum way to finance your special purchase, business expansion, and acquisition or portfolio investment.


Home Equity Line of Credit

If you prefer a line of credit secured by the equity in your home, so that all or most of the interest may be tax deductible, this is the loan for you. (Please consult your tax advisor about the tax deductibility of the interest.)


Additional Financing Options

Minnesota Bank & Trust can help you meet other financing needs such as auto, boat, and aircraft loans.


Mortgage Financing

Clients with significant income and assets often have complex financial needs. We specialize in complex. We’ll take care of the financial details. Whether considering a primary residence, a vacation home, or refinancing, your Private Banker will invest the time needed to research and customize options to meet your individual needs.

We provide direct lending advice, frequently working with your lawyers and accountants to ensure a cohesive solution. Together, we structure innovative mortgage programs and flexible financing options to minimize monthly payments and leverage tax benefits.

  • Jumbo mortgage financing
  • Interest-only loan programs
  • Collateralized mortgages
  • Bridge financing
  • Construction loans
  • Adjustable rate and fixed-rate options

Contact Us:

Toll Free: (888) 512-6268
Local: (952) 841-9300
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