There is "no place like home," whether it is your first house, your dream home, or a vacation home.

Minnesota Bank & Trust can help make it happen. Our Mortgage Loan Officers can help you evaluate options and tailor a mortgage loan to fit your specific needs.


  • Conventional Mortgages – Fixed rate and adjustable rate mortgages.


  • FHA Loans


  • VA Loans - Veterans, national guard, and reservists have access to VA loans with local approval and in most cases, no down payment.


  • First-Time Home Buyer Loans - Closing cost assistance for qualified buyers.


  • Vacation and Second Home Loans >- Balance the enjoyment of a getaway home with the financial investment.


  • Condominium Loans - Experience in performing due diligence on condo projects required for Fannie Mae and Freddie Mac loans.


  • Bridge Loans - "In-between" loans that allow a buyer to make a down payment on a new home before his or her current home is sold.


  • Privately Insured Loans

  • Jumbo Loans

  • Home Equity Loans

  • Rural Housing Loans

  • Construction and Lot Loans

  • Investment Property Loans

  • Portfolio ARMs

Meet Our Team


Josh Schommer

Dan Gerl

Meme Fenske


Vinny Cognetta

Jamie Woodrich
Jamie Woodrich

Jessica Yinger
Jessica Yinger

Photo Coming Soon
Andrea Reza