Minnesota Bank & Trust
HTLF Food & AgriBusiness

Seasonality, labor, technology, regulations: The Food and AgriBusiness industry faces a growing crop of challenges, risks and opportunities. With a specialized financial partner, you can depend on our insights and financial resources to manage with confidence.

HTLF Food & AgriBusiness

Food is one of our most basic needs in life. However, when considering seasonality, labor, technology, regulations, the food and agribusiness industry faces a growing crop of challenges, risks and opportunities.

At HTLF Food & AgriBusiness, we partner with amazing farmers, ranchers, ag inputs, processors, and distributors along the entire farm to fork spectrum to help you succeed in your noble mission of feeding the world. With a specialized financial team, you can depend on insights, guidance, and financial resources to manage with confidence.

Our team consists of experienced, talented professionals with deep food and agriculture roots. Working exclusively in this space, we provide financial solutions for growth or acquisitions such as working capital, real estate and term loans, equipment finance and more, to support growth-oriented industry leaders in Food, Beverage and Agriculture:

  • Fresh Produce
  • Tree Fruits & Nuts
  • Horticulture
  • Wine & Viticulture
  • Beverage
  • Cold Storage, Cooling & Food Logistics
  • Food Processors, Manufacturers & Distributors
  • Food Ingredients
  • Agricultural Inputs, Manufacturing & Distribution
  • Grain & Farm Supply
  • Livestock & Dairy

Our team of industry experts is ready to help your business grow.

Contact Us

 

Meet our Team of Food and Agribusiness Experts

Hakan Erdinc

Hakan Erdinc

EVP, Senior Managing Director

Hakan Erdinc

Hakan Erdinc

EVP, Senior Managing Director
831.917.4856
Email Hakan

Hakan joined HTLF in August 2021, bringing 32 years of commercial banking experience in F&A, Middle Market and Commercial Real Estate to our seasoned team. As a Senior Managing Director, he actively engages and cultivates partnerships with our valued Food, Beverage and Agriculture clients.

Before joining HTLF, Hakan was responsible for leading the F&A teams at Rabo AgriFinance for the coastal counties stretching from San Francisco to San Diego and into Arizona.

Hakan earned his Bachelor’s degree in Finance from Robert Morris University in Pittsburgh and holds a Master of Business Administration degree from Duquesne University. Hakan is actively involved in his community serving on a number of boards, fundraising and volunteering. In his free time, he is an avid tennis player and sailor who holds his International Skippers License.

Patrick Bishop

Patrick Bishop

SVP, Managing Director

Patrick Bishop

Patrick Bishop

SVP, Managing Director
831.596.0900
Email Patrick

Patrick joined HTLF in August 2021 with a wealth of industry knowledge having worked in financial services his entire career.

His background includes corporate banking in the agribusiness and commercial sectors encompassing farming, wholesale, service, processing, and manufacturing companies as well as public company finance. Prior to joining HTLF, Patrick held positions of increasing responsibility with Rabobank, Wells Fargo and Bank of America where he proactively served clients and created long-term relationships within the industry.

Patrick earned his Bachelor of Science from the University of California, Davis in Agricultural Economics. Patrick has three children, two now in college. Between attending volleyball games for his youngest, Patrick actively volunteers with Scouts BSA and enjoys a variety of outdoor activities on the California Central Coast.

Charlie Synold

Charlie Synold

SVP, Managing Director

Charlie Synold

Charlie Synold

SVP, Managing Director
805.234.6069
Email Charlie

Charlie joins HTLF as a highly skilled solutions-oriented Managing Director of Food & Agribusiness. He works in collaboration with our family of banks while refining our market strategy, growing existing partnerships and expanding relationships.

Prior to joining HTLF, Charlie spent over a decade at Rabobank. In his most recent role as a Senior Vice President for Rabo Agrifinance he was directly responsible for the growth, profitability and management of industry leading agribusiness clients.

He has an undergraduate degree in Agribusiness from Cal Poly, San Luis Obispo, and graduated from the Pacific Coast Banking School at University of Washington.

Charlie currently resides in Monterey, CA, with his wife and daughter. He enjoys fishing in Monterey Bay, golf and spending time with his family.

Garrett B. Yacopetti

Garrett B. Yacopetti

SVP, Senior Relationship Manager

Garrett B. Yacopetti

Garrett B. Yacopetti

SVP, Senior Relationship Manager
707.690.2553
Email Garrett

Garrett joins HTLF with 12+ years of experience in banking, previously managing and growing a $200MM+ debt portfolio of food, agriculture and wine companies with various debt and capital structures.

Throughout his career, Garrett has provided exceptional customer service while supporting a diverse portfolio of clients from industry leading vineyards to commercial banking to wealth management.

Garrett earned his Bachelor of Science at St. Mary’s College of California and has since continued his education at Sonoma State University. He currently resides in Napa, CA with his wife and three kids where he is actively involved in the community.

Travis Moncada

Travis Moncada

SVP, Senior Relationship Manager

Travis Moncada

Travis Moncada

SVP, Senior Relationship Manager
707.236.2202
Email Travis

Travis joins HTLF as a seasoned banking professional with over 15 years of commercial banking, lending, underwriting and branch banking experience who has managed large complex commercial loan portfolios with a specialization in winery and vineyard lending throughout his career.

In his last role, Travis served as VP, Senior Relationship Manager for Rabobank where he was responsible for managing a large portfolio of client relationships and business development in Northern California geared towards Middle Market Food & AgriBusiness clientele. Prior to that he worked for Silicon Valley Bank in their Wine Division, as VP, Relationship Manager, where he was exclusively focused on the Wine Industry.

He earned a BS in Business Administration, with a concentration in Finance and a minor in Economics from Sonoma State University. He currently resides in Petaluma, CA with his wife, two young children and his family dog, a Boston Terrier. In his spare time, he enjoys hiking, swimming, golfing, cooking and watching movies with his family.

Douglas E. Weber

Douglas E. Weber

SVP, Senior Relationship Manager

Douglas E. Weber

Douglas E. Weber

SVP, Senior Relationship Manager
559.903.1590
Email Douglas

Doug brings over three decades of banking experience to his new role as SVP, Senior Relationship Manager at HTLF. Prior to joining the team, Doug spent his entire career in the Central San Joaquin Valley, most notably managing a $400M+ diversified food & agriculture portfolio. Expertise includes financing Working Capital, Equipment, Real Estate/Development, and M&A/Recap transactions.

As a trusted advisor, Doug focuses on building relationships through regular communication – while providing proactive, creative solutions to meet all levels of banking/financing needs.

He received a Bachelor of Science in Agricultural Business from California State University, Fresno and currently resides in Clovis, CA where he is an avid golfer and outdoorsman.

Denny Rudd

Denny Rudd

SVP, Senior Relationship Manager

Denny Rudd

Denny Rudd

SVP, Senior Relationship Manager
303.875.2988
Email Denny

Denny comes from a Northern California family farm and joins the HTLF team with over 20 years of commercial and corporate banking experience. While previously at Rabobank and Wells Fargo, he predominately managed large food and agribusiness clients, as well as a diversified portfolio of wholesalers, distributors, manufacturers and contractors.

Throughout his career, Denny has optimized a client-focused approach in business; as a trusted advisor, he strives to meet his client’s most critical relationship and servicing needs in a timely, thoughtful and consistent manner.

Denny received his MBA from University of the Pacific and his BS from California Polytechnic State University. He currently resides with his wife, son and daughter in Chico, CA, where he participates in various agricultural community support initiatives while enjoying the great outdoors.

Wesley Deen

Wesley Deen

VP, Relationship Manager

Wesley Deen

Wesley Deen

VP, Relationship Manager
760.457.6792
Email Wesley

Wesley joined HTLF in August 2021.  Prior to joining the team, Wesley worked for a large commercial bank where he was responsible for managing an agricultural loan portfolio of over $80MM. He partnered with growers, shippers, and processors to reach their financial goals by providing tailored lending solutions, and top-notch service.

Wesley’s interest in agriculture began growing up in the Imperial Valley where his father was a farm manager. He continued to pursue that lifelong interest by graduating from Cal Poly SLO with a Bachelor of Science in Agribusiness. He currently resides in San Luis Obispo, CA and enjoys golf, mountain biking and cooking.

Tyler Jewell

Tyler Jewell

VP, Relationship Manager

Tyler Jewell

Tyler Jewell

VP, Relationship Manager
480.678.5845
Email Tyler

Tyler joined the HTLF team as a VP, Relationship Manager in August 2021. He previously worked as a financial analyst and relationship manager where he managed a commercial agriculture lending portfolio of over $130MM while executing and closing complex loan transactions and building long term partnerships with members of the food supply chain.

Tyler is a graduate of Cal Poly - SLO where he was a member of the college rodeo team. As an AZ native who currently resides in Scottsdale, AZ, he enjoys playing golf and spending time with friends and family.

Arianne Hall

Arianne Hall

Sr. Treasury Management Officer, VP

Arianne Hall

Arianne Hall

Sr. Treasury Management Officer, VP
805.249.0521
Email Arianne

Arianne joined HTLF Food & Agribusiness in August 2021 as a Senior Treasury Management Officer. With over 20 years in Treasury and cash management experience, she works directly with our team of experts to grow existing partnerships and build new ones. Her focus is on helping customers manage their day-to-day operations, and providing tools to help manage working capital and cash flow cycles. 

Previously, Arianne was with Rabobank and Mechanics Bank in a similar role working with customers across the country to provide tailored solutions and top-notch customer service. 

Arianne is deeply passionate about Agriculture, and grew up active in both 4-H and FFA. She is a graduate of Cal Poly San Luis Obispo with a degree in Agricultural Science. While there, Arianne was a member of the Livestock Judging team that competed around the country. She currently resides in Paso Robles, CA with her husband and two children. She enjoys spending time with family and engaging in all of her children’s extracurricular activities.

Steven Knudsen

Steven Knudsen

Director of Business Development

Steven Knudsen

Steven Knudsen

Director of Business Development
707.481.9400
Email Steven

Steve Knudsen joined the HTLF Food & AgriBusiness team in 2022, but he is no stranger to the industry! His personal life and entire career have been focused on supporting agriculture. From assisting on his family’s ranches, to working with industry sales teams, advocating on local, state, and national issues, or participating as a fellow in an Agriculture leadership program, his understanding of agribusiness runs deep.

Currently, Steve is the Director of Business Development, helping manage the growth of HTLF Food & AgriBusiness by connecting with companies nationwide. He will utilize his personal and professional skills, as well as his extensive agribusiness experience, to continue the work he loves most. Prior to joining HTLF, he managed an Agribusiness book of business of over $200 million at another bank.

Steve graduated from California Polytechnic State University with a B.S. in Food Science and a M.S. in Agriculture Marketing and Communications. He lives in Santa Rosa, CA with his wife, son and two dogs, and they enjoy being active members of the community.

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Our Commercial Banking Team is ready to help your business grow.