20%

The percentage of time business owners manage their finances.



THE BASIC TOOL to manage your finances. Your day isn’t 9:00 to 5:00 – neither is Business Online Banking.

  • Single-user access.
  • View personal and business accounts.
  • View image statements and check images.
  • Account detail consistently updated.
  • Export transaction detail for reconciliation and financial management software.
  • Stay alert to activity in your accounts. Notifications via email or SMS text notify you when selected events occur.
  • Online payments.
  • Online Money Management.
  • Text Banking.
  • Mobile App and Mobile Check Deposit.

BASIC Online. The Basic Tool plus access to unlimited Bill Payment and Person-to-Person (P2P) Payments.


ESSENTIALS Online. All of the Basic Online, plus:

  • External transfers.
  • Access to electronic tax payments.

Upgrade available and includes:

  • Two user IDs – additional ID’s available.
  • P2P and Business Bill Payment unlimited payments with dual control functionality.
  • Access to direct deposit for payroll unlimited payments.

COMPLETE Online. Everything in one package with three user IDs included.

  • Additional user IDs available.

SECURITY AND FRAUD PROTECTION

Having $100K fraudulently wired overseas can be more than just a nightmare. To keep your money safe, we offer sensible and state-of-the-art options.

  • ONLINE SAFETY. Access your account information and process payments securely. In addition to secure Internet connections, multi-factor authentication provides further protection from unauthorized access.
  • PROTECT YOURSELF. It is imperative you take an active role to defend against fraud from inside and outside your business, but it shouldn’t disrupt from running your business. You have low-cost, high-value options available to help defend your business and bank accounts against fraud:
    • eStatements – Keeps your confidential account information and activity out of the mail and the hands of thieves.
    • Reconcile Accounts Daily - Detect unauthorized payments or altered checks and return them within the deadlines.
    • Dual Control – Require secondary approval of all payments created online to prevent unauthorized or incorrect payments.
    • Segregation of Duties – Separate reconciling your account from deposit and payable activities, and the duties for processing receivables and payables. By dividing the responsibility for these tasks you'll reduce the opportunity for internal fraud.
  • ALERTS. Receive free real-time notification of changing conditions on your account. Choose email, text, and/or voice for the notification method. This service is provided to you free of charge (mobile text and data rates may apply) through Business Online Banking.
  • ACH BLOCKS. Allows you to prevent unauthorized ACH from posting to your account. Block ACH debits, credits, or both.

Learn more about common online fraud schemes – knowledge is power.