Safe Travel Tips
May 23, 2023 Personal insights

Summer travel is around the corner – here are some tips from Minnesota Bank & Trust, a division of HTLF Bank to keep your accounts safe so you can enjoy the sun and focus on family fun. Don’t bring anything you don’t need: Leave checkbooks and checks at home, in a locked safe. Use cash or credit cards for purchases. Also, go through your …
Closing Retirement Savings Gaps Through Financial Wellness
May 2, 2023 Personal insights

Experts across the United States are increasingly worried that people’s savings and investments won’t be enough to last through retirement. Financial wellness holds the keys to a long and prosperous retirement, but you must know how to achieve it. But what is financial wellness? How easily can you attain it, and how might best practices differ …
Imposter Scams
April 24, 2023 Personal insights

The Federal Trade Commission (FTC) recently released a report of the top reported consumer frauds of 2022. The most frequently reported frauds involved imposter scams, with the vast majority of the fraudsters having contacted their victim by phone call or text message. Imposter scams can take many forms, including posing as government agencies, …
High-Net-Worth Individuals: What Does Wealth Mean to You Today?
April 20, 2023 Personal insights

Most high-net-worth individuals (HNWI) aren’t just sitting on a pile of cash. They’re investing, buying, selling, and exploring ways to grow their wealth through new ventures. The best part? You might classify as an HNWI without even knowing it. Wealth is a loaded word. So, let’s unpack what ‘wealth’ means for today’s high-net-worth individuals. …
Family Financial Guide: A Roadmap to Stability for New Grads
April 13, 2023 Personal insights

Seeing your child graduate is an emotional experience, and you’ll feel some nostalgia for their younger years. The right family financial guide can help give your new grads what they need to set themselves up. Read more on how you can set them up for success. If you're a parent, a family financial guide can help you prepare your kids to transition …