Our experienced bankers will provide seamless delivery of custom lending solutions designed to simplify your life and optimize your balance sheet. We've customized our credit services to work for you.
Private Banking Line of Credit
We can design a line of credit that gives you access to cash for unexpected expenses, higher than anticipated taxes, exercising stock options, or any other of life's surprises and opportunities.
Private Banking clients garner a specialized, private lending solution that is tailored to your needs. Your Private Banker will study all types of lending options and strategize with you on the optimum way to finance your special purchase, business expansion, and acquisition or portfolio investment.
Home Equity Line of Credit
If you prefer a line of credit secured by the equity in your home, so that all or most of the interest may be tax deductible, this is the loan for you. (Please consult your tax advisor about the tax deductibility of the interest.)
Credit Cards
For your added convenience, Minnesota Bank & Trust offers VISA® Gold, Classic VISA, VISA Platinum Flex Miles, VISA Classic Flex Miles and Gold MasterCard®. Accepted anywhere in the world, you can pay bills, manage finances or make donations.
Mortgage Financing
A home is often a significant piece of your overall financial picture. Whether considering a primary residence, a vacation home, or refinancing, your Private Banker will invest the time needed to understand the type of home you wish to secure, then research and customize options to meet your individual needs.
We provide direct lending advice, frequently working with your lawyers and accountants to ensure a cohesive solution. Together, we structure innovative mortgage programs and flexible financing options to minimize monthly payments and leverage tax benefits.
- Jumbo mortgage financing
- Interest-only loan programs
- Collateralized mortgages
- Bridge financing
- Construction loans
- Adjustable rate and fixed-rate options
Additional Financing Options
Minnesota Bank & Trust can help you meet other financing needs such as auto, boat, and aircraft loans.
Member FDIC 
Equal Housing Lender