Private Client Services
Checking

 

Experience the value and convenience of these comprehensive accounts.

Minnesota Bank & Trust offers a new level of service and innovation for those who want more than just interest from their checking account.


Private Checking

As a Private Banking client, you can experience the value and convenience of this comprehensive account that addresses your checking account needs with great rates and no fees. This high-yield interest bearing checking account is tiered.

Discover all the benefits you get with Private Checking interest account.

  • Free printed checks
  • Free Debit Card2
  • Free Online Banking and Bill Pay
  • Free cashier's checks
  • Free travelers checks

ePrivate Checking

ePrivate Checking is an innovative free account that pays. With a great interest rate, your checking account becomes a true investment, and may make more money than a savings account. Since we refund ATM fees incurred by other banks nationwide, you won't waste those gains on getting cash. Plus you get a Visa Debit Card, online banking and online bill pay, free. There are never maintenance fees or hidden service charges, just rewards.

  • Free ATMs nationwide1
  • No minimum balance
  • No maintenance fees
  • Free online banking and bill pay
  • Free Visa Debit Card2

PLUS, you receive free printed checks and discounts on loans and lines of credit

1Up to $20 in ATM refunds per cycle if requirements are met. 2Lost or replacement fee may apply.

Just three easy steps to earn bonus rates and free ATMs nationwide1

  1. Make purchases without writing checks using our FREE VISA® Debit Card. Simply have 15 or more signature-based purchases posted within the monthly qualification cycle.
  2. Make an automatic payment or direct deposit. Have one or more automatic payments (like a utility bill) or direct deposits each month.
  3. Go electronic and eliminate paper statements with FREE eStatements. Each month we'll send you an e-mail to tell you your statement is ready to view online. You must have a valid e-mail address to receive notification.

For more information about opening or switching your account today, contact Minnesota Bank & Trust. 952.841.9300 or toll free 888.512.6268 or email at clientservices@mnbankandtrust.com


CDARS

Get FDIC Insurance on balances up to $30 million.

Using the Certificate of Deposit Account Registry Service® (CDARS®), we can allow investors to deposit funds over $100,000 and still be eligible for the security of FDIC insurance on every dollar. Your money is placed into CDs with denominations under $100,000, which are issued by other banks. You can identify banks where you do not wish your funds to be placed and you can review a list of banks where CDARS proposes to place your deposits. This allows you to fully insure your entire deposit, up to $30 million.

  • CD-level Rates. Your deposits earn CD-level returns, which may compare favorably to those associated with other investment alternatives.
  • Safety. Your deposits are eligible for up to $30 million in FDIC insurance coverage.
  • Convenience. By working with our bank, you earn one interest rate and receive one regular statement. You never have to track interest disbursements from various sources or manually consolidate account statements.
  • Privacy. Your CDs with other banks are identified only by a tracking number and your personal information is protected.
  • Community Investment. Your deposits can support lending opportunities that foster a stronger community.

Whether you are a private investor, corporation, small business, non-profit organization or a public sector group, you can take advantage of this unique service.

CDARS and the Certified Deposit Account Registry Service are service marks of Promontory Interfinancial Network, LLC.