Spend less time managing your finances with these convenient services from Minnesota Bank & Trust. Our account conveniences are designed with one thing in mind - to make things easier. Most of them are competitively priced. These account amenities are not about selling you the product of the month - we want your life to be better because you bank with Minnesota Bank & Trust. It's that simple.
Online Banking Services
Online banking from Minnesota Bank & Trust gives you fast, simple and convenient control over your money. When your busy schedule keeps you away, online banking keeps you connected. Online Banking and Bill Pay are free from Minnesota Bank & Trust and include:
- Real-time balances -- View your personal account and loan balances.
- Real-time history -- View checking and savings account history.
- Check image -- View the front and back of cleared checks.
- Transfer funds -- Create scheduled or repeating transfers between accounts.
- Secure messaging -- Send and receive secure communications from the bank.
- Alerts -- Create alerts to notify you of account balance changes or when a check clears.
- Download history -- Download account history into Quicken® or Microsoft® Money formats.
- Pay bills -- Schedule future dated or recurring bill payments from multiple personal checking accounts.
Debit Card
Use it like a personal check to make purchases or as an automated teller machine card for 24-hour banking convenience. This card features the VISA® symbol making it welcome at merchants worldwide, but it's not a credit card. When you use Minnesota Bank & Trust debit card purchases are deducted directly from your Minnesota Bank & Trust checking account.
We're always looking out for you
When it comes to fraud detection, we're always looking out for you with state-of-the-art software that monitors your purchasing habits and detects suspicious activity. If suspected fraudulent activity is detected, one of our anti-fraud specialists will contact you to verify the transactions in question.
We will keep your contact information strictly confidential. Please remember that we will NOT ask for your debit card number or personal identification number (PIN) to verify your identity. Always use caution when providing your debit card information and contact us immediately if you suspect your debit card has been stolen or compromised.
Traveling? Please call 866-269-5900 if you plan to take a long-distance trip or journey outside the country.
eStatement
Go green and get your easy-to-read monthly statement online. Each month, we'll send you an e-mail reminder when your new statement is available. Your username & password will give you secure access to your statement via a secure Web site where you can access up to three months of statement history. It's fast, simple and secure! Best of all, eStatement is free.
Answer Line
This 24-hour daily service lets you use your telephone or cell phone to get information about your loan and deposit accounts or transfer funds. There is so much you can do with Answer Line, just ask us about it! To access Answer Line call, 952.841.9325 or, from anywhere in the country, call 888.650.9325.
Direct Deposit
Save time and money, and increase your peace of mind with Direct Deposit from Minnesota Bank & Trust. Direct Deposit ensures recurring payments like payroll, retirement benefits, or federal deposits are available immediately.
If you'd like to set up Direct Deposit of a recurring payment:
- Give the payor Minnesota Bank & Trust's Routing & Transit Number, 091018302
- Provide your Minnesota Bank & Trust account number
- Ask if the payor can capture this information from a blank deposit ticket or voided check or
- Print and Complete this form for the payor
Automatic Transfers
We all have great intentions to save a little bit each month or set money aside for an upcoming purchase or event. But, sometimes life gets hectic and it becomes one more thing we have to remember to do. Not anymore - with automatic transfers you can have money transferred between accounts automatically on a regular basis. You can change the date or amount at any time and as often as you need. And, maybe best of all, it's free.
Overdraft Privilege*
Overdraft Privilege will automatically pay insufficient funds checks if you occasionally find that you're a little short on funds or if you have made an error on your account balance and have overspent by mistake. Ask for details about this unique financial resource.
*$31 for each overdraft advance, created by check, in-person withdrawal, ATM withdrawal or other electronic means. Overdraft Privilege balances must be repaid in 30 days. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically don't pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have too many overdrafts.
Member FDIC 
Equal Housing Lender